Best Personal Loan Rates in Pennsylvania - June 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Pennsylvania borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Pennsylvania include: Genisys Credit UnionGenisys Credit Union1510 Dekalb Pike, Blue Bell, PA, 19422A+5.0 ★Texas Ratio: 4.68% offering Balance Transfer Loan at 3.99% APR, ADVANTAGE FINANCIALADVANTAGE FINANCIAL5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144A5.0 ★Texas Ratio: 7.37% offering Balance Transfers Loan at 3.99% APR, HERITAGE VALLEYHERITAGE VALLEY2400 Pleasant Valley Rd, York, PA, 17402 9624A-4.9 ★Texas Ratio: 10.95% offering 2024 Loan at 3.99% APR, P&G Mehoopany Employees Federal Credit UnionP&G Mehoopany Employees Federal Credit Union2859 SR 309 HWY, Dallas, PA, 18612A+5.0 ★Texas Ratio: 0.87% offering Fuel Loan at 4.00% APR, and USXUSXPO Box 1728, Cranberry Twp, PA, 16066 0728A+5.0 ★Texas Ratio: 1.67% offering Loans to $49,999 - 7 Year at 4.00% APR. Personal loan rates as of June 11, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Pennsylvania side-by-side. Pennsylvania personal loan rates currently start as low as 3.99% APR from Genisys Credit Union at 1510 Dekalb Pike, Blue Bell, PA, 19422. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Pennsylvania.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Pennsylvania. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 11, 2026
Pennsylvania Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1510 Dekalb Pike, Blue Bell, PA, 19422
Balance Transfer Loan
3.99%
▼
APR3.99%
Last UpdatedJune 12, 2026
Details
As low as 3.99% APR* for 12 Months. APR is Annual Percentage Rate. Click for details.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Balance Transfers Loan
3.99%
▼
APR3.99%
Last UpdatedJune 12, 2026
Details
Intro rate for balance transfers.
HERITAGE VALLEY
Institution Rating:
A-4.9 ★Texas Ratio: 10.95%
2400 Pleasant Valley Rd, York, PA, 17402 9624
2024 Loan
3.99%
▼
APR3.99%
Last UpdatedJune 12, 2026
Details
As Low As; *
HERITAGE VALLEY
Institution Rating:
A-4.9 ★Texas Ratio: 10.95%
2400 Pleasant Valley Rd, York, PA, 17402 9624
2025 - 2026 Loan
3.99%
▼
APR3.99%
Last UpdatedJune 12, 2026
Details
As Low As; *
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
2859 SR 309 HWY, Dallas, PA, 18612
Fuel Loan
4.00%
▼
APR4.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
PO Box 1728, Cranberry Twp, PA, 16066 0728
Loans to $49,999 - 7 Year
4.00%
▼
APR4.00%
Last UpdatedJune 12, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
PO Box 1728, Cranberry Twp, PA, 16066 0728
Loans to $49,999 - 10 Year
4.20%
▼
APR4.20%
Last UpdatedJune 12, 2026
Details
$10,000
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
335 W Butler Ave, Chalfont, PA, 18914
Undergraduate Loans
4.24%
▼
APR4.24%
Last UpdatedJune 12, 2026
Details
APR*
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
405 Laurel St, Hughestown, PA, 18640
Never Titled Loan
4.25%
▼
APR4.25%
Last UpdatedJune 12, 2026
Details
Fair Isaac Risk Score 725-850
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
PO Box 1728, Cranberry Twp, PA, 16066 0728
Loans to $49,999 - 12 Year
4.40%
▼
APR4.40%
Last UpdatedJune 12, 2026
Details
$10,000
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
115 Clay St, North East, PA, 16428 1537
New (2024-2026) Loan
4.49%
▼
APR4.49%
Last UpdatedJune 12, 2026
Details
No additional details available.
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
405 Laurel St, Hughestown, PA, 18640
Never Titled Loan
4.50%
▼
APR4.50%
Last UpdatedJune 12, 2026
Details
Fair Isaac Risk Score 690-724
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
405 Laurel St, Hughestown, PA, 18640
Used 2026-2025 Loan
4.50%
▼
APR4.50%
Last UpdatedJune 12, 2026
Details
Fair Isaac Risk Score 725-850
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
2001 Museum Rd, Wyomissing, PA, 19610 2859
0 to 36 months Loan
4.54%
▼
APR4.54%
Last UpdatedJune 12, 2026
Details
No additional details available.
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
405 Laurel St, Hughestown, PA, 18640
Never Titled Loan
4.75%
▼
APR4.75%
Last UpdatedJune 12, 2026
Details
Fair Isaac Risk Score: 725-850
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
2001 Museum Rd, Wyomissing, PA, 19610 2859
37 to 66 months Loan
4.79%
▼
APR4.79%
Last UpdatedJune 12, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
PO Box 1728, Cranberry Twp, PA, 16066 0728
Plan 1 Loan
4.79%
▼
APR4.79%
Last UpdatedJune 12, 2026
Details
Maximum (LTV)Loan to Value: 60%; Adjustment to Index: Prime - 1.0%; Maximum Loan Amount: $250,000
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
2307 Brown St, Philadelphia, PA, 19130
Up to 48 Months Loan
4.89%
▼
APR4.89%
Last UpdatedJune 12, 2026
Details
As Low As
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
2307 Brown St, Philadelphia, PA, 19130
49 to 66 Months Loan
4.99%
▼
APR4.99%
Last UpdatedJune 12, 2026
Details
As Low As
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
115 Clay St, North East, PA, 16428 1537
New (2024-2026) Loan
4.99%
▼
APR4.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
Altoona Area Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
908 PLEASANT VALLEY BLVD, ALTOONA, PA, 16602
Loan Special
4.99%
▼
APR4.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
Norwin Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
183 Clay Pike, North Huntingdon, PA, 15642
Steal The Deal Loan
4.99%
▼
APR4.99%
Last UpdatedJune 12, 2026
Details
If you refinanced your auto loan that is financed somewhere else. Note: $108.00 PA Department of Motor Vehicles titling fee applies this loan.
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
550 Main St, Brockway, PA, 15824
2021 - 2020 Loan
4.99%
▼
APR4.99%
Last UpdatedJune 12, 2026
Details
As Low As; up to 60 months
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
550 Main St, Brockway, PA, 15824
Used 2025 - 2022 Loan
4.99%
▼
APR4.99%
Last UpdatedJune 12, 2026
Details
As Low As; 60-63 months
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
550 Main St, Brockway, PA, 15824
New 2026 - 2024 (Untitled) Loan
4.99%
▼
APR4.99%
Last UpdatedJune 12, 2026
Details
As Low As; up to 60 months
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
40 E Market St, Wilkes Barre, PA, 18711
Golden Oldies Loan
4.99%
▼
APR4.99%
Last UpdatedJune 12, 2026
Details
As Low As; (based on credit score)
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
1601 S Queen St, York, PA, 17403 4630
Balance Transfers Loan
4.99%
▼
APR4.99%
Last UpdatedJune 12, 2026
Details
As Low As
Your Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
109 Keystone St, Altoona, PA, 16602
Spring into Summer Loan
5.00%
▼
APR5.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
1601 S Queen St, York, PA, 17403 4630
Credit Builder/Rebuilder Loan
5.00%
▼
APR5.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
405 Laurel St, Hughestown, PA, 18640
Used 2024-2023 Loan
5.00%
▼
APR5.00%
Last UpdatedJune 12, 2026
Details
Fair Isaac Risk Score 725-850
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
405 Laurel St, Hughestown, PA, 18640
Used 2026-2025 Loan
5.00%
▼
APR5.00%
Last UpdatedJune 12, 2026
Details
Fair Isaac Risk Score 690-724
UFCW COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
377 Wyoming Ave, Wyoming, PA, 18644
Signature Loans
5.00%
▼
APR5.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
2001 Museum Rd, Wyomissing, PA, 19610 2859
67-75 Months Loan
5.19%
▼
APR5.19%
Last UpdatedJune 12, 2026
Details
No additional details available.
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
2307 Brown St, Philadelphia, PA, 19130
67 to 75 Months Loan
5.19%
▼
APR5.19%
Last UpdatedJune 12, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
2800 W Passyunk Ave, Philadelphia, PA, 19145 5206
New (<10K miles) 1-75 month term Loan
5.24%
▼
APR5.24%
Last UpdatedJune 12, 2026
Details
As Low As
Hershey Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.13%
232 Hershey Rd, Hummelstown, PA, 17036
1 - 36 Months Loan
5.25%
▼
APR5.25%
Last UpdatedJune 12, 2026
Details
100% of MSRP, Tax, Title, Tags
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
405 Laurel St, Hughestown, PA, 18640
Used 2026-2025 Loan
5.25%
▼
APR5.25%
Last UpdatedJune 12, 2026
Details
Fair Isaac Risk Score: 725-850
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
405 Laurel St, Hughestown, PA, 18640
Never Titled Loan
5.25%
▼
APR5.25%
Last UpdatedJune 12, 2026
Details
Fair Isaac Risk Score 650-689
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
2060 Red Lion Rd, Philadelphia, PA, 19115 1603
10 Year Loan
5.38%
▼
APR5.38%
Last UpdatedJune 12, 2026
Details
No additional details available.
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.51%
935 5th Ave, Ford City, PA, 16226
10 Year Loan
5.45%
▼
APR5.45%
Last UpdatedJune 12, 2026
Details
No additional details available.
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.88%
199 N Main St, Athens, PA, 18810 1707
Solar Loan
5.49%
▼
APR5.49%
Last UpdatedJune 12, 2026
Details
As Low As
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
115 Clay St, North East, PA, 16428 1537
New (2024-2026) Loan
5.49%
▼
APR5.49%
Last UpdatedJune 12, 2026
Details
No additional details available.
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
2800 W Passyunk Ave, Philadelphia, PA, 19145 5206
New (<10K miles) 1-75 month term Loan
5.49%
▼
APR5.49%
Last UpdatedJune 12, 2026
Details
As Low As
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
335 W Butler Ave, Chalfont, PA, 18914
Graduate Loan
5.49%
▼
APR5.49%
Last UpdatedJune 12, 2026
Details
APR*
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
405 Laurel St, Hughestown, PA, 18640
Used 2024-2023 Loan
5.50%
▼
APR5.50%
Last UpdatedJune 12, 2026
Details
Fair Isaac Risk Score 690-724
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
335 W Butler Ave, Chalfont, PA, 18914
Undergraduate Loans
5.50%
▼
APR5.50%
Last UpdatedJune 12, 2026
Details
APR*
Hershey Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.13%
232 Hershey Rd, Hummelstown, PA, 17036
37 - 60 Months Loan
5.50%
▼
APR5.50%
Last UpdatedJune 12, 2026
Details
100% of MSRP, Tax, Title, Tags
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
405 Laurel St, Hughestown, PA, 18640
Never Titled Loan
5.50%
▼
APR5.50%
Last UpdatedJune 12, 2026
Details
Fair Isaac Risk Score: 690-724
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
405 Laurel St, Hughestown, PA, 18640
Used 2022-2020 Loan
5.50%
▼
APR5.50%
Last UpdatedJune 12, 2026
Details
Fair Isaac Risk Score 725-850
Visionary Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
201 Beram Ave, Bridgeville, PA, 15017 2941
Loan Special
5.50%
▼
APR5.50%
Last UpdatedJune 12, 2026
Details
As Low As; Maximum Loan $5,000
Upper Darby Bell Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
1410 Bywood Ave, Upper Darby, PA, 19082
Vacation Loan
5.50%
▼
APR5.50%
Last UpdatedJune 12, 2026
Details
No additional details available.
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
2307 Brown St, Philadelphia, PA, 19130
Up to 48 Months Loan
5.54%
▼
APR5.54%
Last UpdatedJune 12, 2026
Details
As Low As
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA, 19034 2701
2027 - 2024 Loan
5.54%
▼
APR5.54%
Last UpdatedJune 12, 2026
Details
As Low As
Stanwood Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
444 Arona Rd, New Stanton, PA, 15672
HE Closed End Loan
5.55%
▼
APR5.55%
Last UpdatedJune 12, 2026
Details
No additional details available.
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
2307 Brown St, Philadelphia, PA, 19130
76 to 84 Months Loan
5.59%
▼
APR5.59%
Last UpdatedJune 12, 2026
Details
As Low As
HERITAGE VALLEY
Institution Rating:
A-4.9 ★Texas Ratio: 10.95%
2400 Pleasant Valley Rd, York, PA, 17402 9624
2025 - 2026 Loan
5.60%
▼
APR5.60%
Last UpdatedJune 12, 2026
Details
As Low As; *
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
115 Clay St, North East, PA, 16428 1537
2022 - 2023 Loan
5.74%
▼
APR5.74%
Last UpdatedJune 12, 2026
Details
No additional details available.
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
2800 W Passyunk Ave, Philadelphia, PA, 19145 5206
New (<10K miles) 76-84 month term K Loan
5.74%
▼
APR5.74%
Last UpdatedJune 12, 2026
Details
$30; As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
2800 W Passyunk Ave, Philadelphia, PA, 19145 5206
Used (2021-2026) 1-75 month term Loan
5.74%
▼
APR5.74%
Last UpdatedJune 12, 2026
Details
As Low As; Used (2021-2026)
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
2307 Brown St, Philadelphia, PA, 19130
49 to 66 Months Loan
5.74%
▼
APR5.74%
Last UpdatedJune 12, 2026
Details
As Low As
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1510 Dekalb Pike, Blue Bell, PA, 19422
Credit Builder Loan
5.74%
▼
APR5.74%
Last UpdatedJune 12, 2026
Details
As Low As; Annual Percentage Yield designated as APR. Rates, terms and availability of product subject to change without notice. Proof of Income is required. Approximate monthly payment would be $85.95 per $1,000 borrowed at 5.74% for 12 months.
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
405 Laurel St, Hughestown, PA, 18640
Used 2024-2023 Loan
5.75%
▼
APR5.75%
Last UpdatedJune 12, 2026
Details
Fair Isaac Risk Score: 725-850
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
405 Laurel St, Hughestown, PA, 18640
Used 2026-2025 Loan
5.75%
▼
APR5.75%
Last UpdatedJune 12, 2026
Details
Fair Isaac Risk Score: 690-724
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
413 S Michael St, Saint Marys, PA, 15857
DRIVE4LESS (Used 2020 - 2025) Loan
5.76%
▼
APR5.76%
Last UpdatedJune 12, 2026
Details
As Low As
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
413 S Michael St, Saint Marys, PA, 15857
DRIVE4LESS (New 2025 - 2026) Loan
5.76%
▼
APR5.76%
Last UpdatedJune 12, 2026
Details
As Low As
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA, 19034 2701
2023 - 2022 Loan
5.79%
▼
APR5.79%
Last UpdatedJune 12, 2026
Details
As Low As
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA, 19034 2701
2027 - 2024 Loan
5.79%
▼
APR5.79%
Last UpdatedJune 12, 2026
Details
As Low As
HERITAGE VALLEY
Institution Rating:
A-4.9 ★Texas Ratio: 10.95%
2400 Pleasant Valley Rd, York, PA, 17402 9624
0-5 Years Loan
5.89%
▼
APR5.89%
Last UpdatedJune 12, 2026
Details
As Low As
BLAIR COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
3001 6th Ave, Altoona, PA, 16602 1918
Signature Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
As Low As; Amount, rate & term based on approved credit.
BLAIR COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
3001 6th Ave, Altoona, PA, 16602 1918
Signature - 12 months Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
up to $2,500.00; As Low As; *
HERITAGE VALLEY
Institution Rating:
A-4.9 ★Texas Ratio: 10.95%
2400 Pleasant Valley Rd, York, PA, 17402 9624
1-5 Years Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
As Low As
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1510 Dekalb Pike, Blue Bell, PA, 19422
2023 - newer Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
2800 W Passyunk Ave, Philadelphia, PA, 19145 5206
New (<10K miles) 76-84 month term K Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
$30; As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
2800 W Passyunk Ave, Philadelphia, PA, 19145 5206
Used (2020 & Older) 1-51 month term Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
As Low As
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
2141 Downyflake Ln, Allentown, PA, 18103 4774
up to 60 months Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
As Low As
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.07%
235 Pittsburgh St, Uniontown, PA, 15401 2751
Fast Cash Loan Special
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
As Low As; $2,000 maximum. New loan only - no refinance
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
7026 MASON DIXON HWY, MEYERSDALE, PA, 15552 6929
Summer Loan Special
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
As Low As
North Penn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
123 Bethlehem Pike, Colmar, PA, 18915 9778
Vacation Loan Special
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
As Low As; Your rate will be determined by your credit score at the time of application. Available 5/1/2026-9/1/2026.
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
413 S Michael St, Saint Marys, PA, 15857
New 2026 Side by Side/UTV Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
As Low As
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
115 Clay St, North East, PA, 16428 1537
New (2024-2026) Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
405 Laurel St, Hughestown, PA, 18640
Used 2026-2025 Loan
6.00%
▼
APR6.00%
Last UpdatedJune 12, 2026
Details
Fair Isaac Risk Score 650-689
Chemung Canal Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
5 W Main St, Canton, PA, 17724
CLTV 2nd Lien Loan
6.00%
▼
APR6.00%
Last UpdatedJune 12, 2026
Details
90% CLTV: 6.500% APR
Hershey Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.13%
232 Hershey Rd, Hummelstown, PA, 17036
61 - 72 Months Loan
6.00%
▼
APR6.00%
Last UpdatedJune 12, 2026
Details
100% of MSRP, Tax, Title, Tags
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA, 19034 2701
2023 - 2022 Loan
6.04%
▼
APR6.04%
Last UpdatedJune 12, 2026
Details
As Low As
HERITAGE VALLEY
Institution Rating:
A-4.9 ★Texas Ratio: 10.95%
2400 Pleasant Valley Rd, York, PA, 17402 9624
2019 - 2021 Loan
6.10%
▼
APR6.10%
Last UpdatedJune 12, 2026
Details
As Low As; *
HERITAGE VALLEY
Institution Rating:
A-4.9 ★Texas Ratio: 10.95%
2400 Pleasant Valley Rd, York, PA, 17402 9624
2022 - 2023 Loan
6.10%
▼
APR6.10%
Last UpdatedJune 12, 2026
Details
As Low As; *
HERITAGE VALLEY
Institution Rating:
A-4.9 ★Texas Ratio: 10.95%
2400 Pleasant Valley Rd, York, PA, 17402 9624
2025 - 2026 Loan
6.10%
▼
APR6.10%
Last UpdatedJune 12, 2026
Details
As Low As; *
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
2307 Brown St, Philadelphia, PA, 19130
67 to 75 Months Loan
6.14%
▼
APR6.14%
Last UpdatedJune 12, 2026
Details
As Low As
HERITAGE VALLEY
Institution Rating:
A-4.9 ★Texas Ratio: 10.95%
2400 Pleasant Valley Rd, York, PA, 17402 9624
6-10 Years Loan
6.14%
▼
APR6.14%
Last UpdatedJune 12, 2026
Details
As Low As
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA, 19034 2701
2021 - 2018 Loan
6.19%
▼
APR6.19%
Last UpdatedJune 12, 2026
Details
As Low As
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
115 Clay St, North East, PA, 16428 1537
2022 - 2023 Loan
6.24%
▼
APR6.24%
Last UpdatedJune 12, 2026
Details
No additional details available.
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
2800 W Passyunk Ave, Philadelphia, PA, 19145 5206
Used (2021-2026) 76-84 month term K Loan
6.24%
▼
APR6.24%
Last UpdatedJune 12, 2026
Details
$30; As Low As; Used (2021-2026)
HERITAGE VALLEY
Institution Rating:
A-4.9 ★Texas Ratio: 10.95%
2400 Pleasant Valley Rd, York, PA, 17402 9624
6-10 Years Loan
6.24%
▼
APR6.24%
Last UpdatedJune 12, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
PO Box 1728, Cranberry Twp, PA, 16066 0728
Plan 2 Loan
6.25%
▼
APR6.25%
Last UpdatedJune 12, 2026
Details
Maximum (LTV)Loan to Value: 70%; Adjustment to Index: Prime - 0.5%; Maximum Loan Amount: $250,000
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA, 19034 2701
First Credit Loan
6.25%
▼
APR6.25%
Last UpdatedJune 12, 2026
Details
As Low As
Chemung Canal Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
5 W Main St, Canton, PA, 17724
CLTV 2nd Lien Loan
6.25%
▼
APR6.25%
Last UpdatedJune 12, 2026
Details
80% CLTV
Hershey Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.13%
232 Hershey Rd, Hummelstown, PA, 17036
73 - 84 Months Loan
6.25%
▼
APR6.25%
Last UpdatedJune 12, 2026
Details
100% of MSRP, Tax, Title, Tags
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
405 Laurel St, Hughestown, PA, 18640
Used 2022-2020 Loan
6.25%
▼
APR6.25%
Last UpdatedJune 12, 2026
Details
Fair Isaac Risk Score: 725-850
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
405 Laurel St, Hughestown, PA, 18640
Used 2026-2025 Loan
6.25%
▼
APR6.25%
Last UpdatedJune 12, 2026
Details
Fair Isaac Risk Score: 650-689
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
405 Laurel St, Hughestown, PA, 18640
Used 2024-2023 Loan
6.25%
▼
APR6.25%
Last UpdatedJune 12, 2026
Details
Fair Isaac Risk Score: 690-724
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
405 Laurel St, Hughestown, PA, 18640
Never Titled Loan
6.25%
▼
APR6.25%
Last UpdatedJune 12, 2026
Details
Fair Isaac Risk Score: 650-689
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
413 S Michael St, Saint Marys, PA, 15857
New 2026 Side by Side/UTV Loan
6.25%
▼
APR6.25%
Last UpdatedJune 12, 2026
Details
As Low As
HERITAGE VALLEY
Institution Rating:
A-4.9 ★Texas Ratio: 10.95%
2400 Pleasant Valley Rd, York, PA, 17402 9624
2022 - 2023 Loan
6.35%
▼
APR6.35%
Last UpdatedJune 12, 2026
Details
As Low As; *
HERITAGE VALLEY
Institution Rating:
A-4.9 ★Texas Ratio: 10.95%
2400 Pleasant Valley Rd, York, PA, 17402 9624
2024 Loan
6.35%
▼
APR6.35%
Last UpdatedJune 12, 2026
Details
As Low As; *
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
2800 W Passyunk Ave, Philadelphia, PA, 19145 5206
12/20 Non-Rollover Note Loan
6.38%
▼
APR6.38%
Last UpdatedJune 12, 2026
Details
As Low As
PPG and Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
539 E Main St, Carnegie, PA, 15106
Signature Loan
6.39%
▼
APR6.39%
Last UpdatedJune 12, 2026
Details
As Low As
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
640 Baltimore Dr, Wilkes Barre, PA, 18702 7943
New / Used (2021 - 2026) Loan
6.40%
▼
APR6.40%
Last UpdatedJune 12, 2026
Details
No additional details available.
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
640 Baltimore Dr, Wilkes Barre, PA, 18702 7943
New/Used 2021-2026 Loan
6.40%
▼
APR6.40%
Last UpdatedJune 12, 2026
Details
No additional details available.
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA, 19034 2701
2023 - 2022 Loan
6.44%
▼
APR6.44%
Last UpdatedJune 12, 2026
Details
As Low As
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA, 19034 2701
2027 - 2024 Loan
6.44%
▼
APR6.44%
Last UpdatedJune 12, 2026
Details
As Low As
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
335 W Butler Ave, Chalfont, PA, 18914
Personal Loan Specials
6.49%
▼
APR6.49%
Last UpdatedJune 12, 2026
Details
Loan amount up to $75,000
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Personal Loans 12 months or less
6.49%
▼
APR6.49%
Last UpdatedJune 12, 2026
Details
As Low As; w/ Auto Pay Discount: 6.39%
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Personal Loans
6.49%
▼
APR6.49%
Last UpdatedJune 12, 2026
Details
As Low As; Auto Pay Discount: 6.39%
PennCrest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
700 2nd St, Cresson, PA, 16630
In & Out Loans
6.49%
▼
APR6.49%
Last UpdatedJune 12, 2026
Details
As Low As; Annual Percentage Rate (APR) is current as of publication date. Terms and conditions may vary based on qualifications and collateral. This offer may be modified or discontinued without prior notice.
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1510 Dekalb Pike, Blue Bell, PA, 19422
2023 - newer Loan
6.49%
▼
APR6.49%
Last UpdatedJune 12, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
2800 W Passyunk Ave, Philadelphia, PA, 19145 5206
Used (2020 & Older) 52-60 month term Loan
6.49%
▼
APR6.49%
Last UpdatedJune 12, 2026
Details
As Low As
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.88%
199 N Main St, Athens, PA, 18810 1707
Solar Loan
6.49%
▼
APR6.49%
Last UpdatedJune 12, 2026
Details
As Low As
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.18%
101 Hazle St, Wilkes Barre, PA, 18702 4305
Loan
6.49%
▼
APR6.49%
Last UpdatedJune 12, 2026
Details
As Low As; With terms up to 84 Months Max amount financed is 80% *This rate includes the .25% discount.
IRON WORKERS
Institution Rating:
A+5.0 ★Texas Ratio: 9.01%
2201 Liberty Ave Ste 201, Pittsburgh, PA, 15222 4512
Signature Loan
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
As low as
COLFAX POWER PLANT EMPLOYEES
Institution Rating:
B4.5 ★Texas Ratio: 38.70%
832 PITTSBURGH ST, SPRINGDALE, PA, 15144 1623
Promotional Personal Loans
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
$5,000.00. Maximum of one (1) per member
COLFAX POWER PLANT EMPLOYEES
Institution Rating:
B4.5 ★Texas Ratio: 38.70%
832 PITTSBURGH ST, SPRINGDALE, PA, 15144 1623
Personal Loan Promotional
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
Maximum of one (1) per member.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
PO Box 1728, Cranberry Twp, PA, 16066 0728
Stock Pledge Loans
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
Up to 75 % approved stocks
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
15 N 3rd St, Quakertown, PA, 18951
New - 2025 - 2026 Loan
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
7.00%
QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
15 N 3rd St, Quakertown, PA, 18951
2024 - 2025 Loan
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
7.00%
Chemung Canal Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
5 W Main St, Canton, PA, 17724
CLTV 2nd Lien Loan
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
80% CLTV
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
405 Laurel St, Hughestown, PA, 18640
Used 2022-2020 Loan
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
Fair Isaac Risk Score 690-724
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
405 Laurel St, Hughestown, PA, 18640
Used 2019-2018 Loan
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
Fair Isaac Risk Score 725-850
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
1601 S Queen St, York, PA, 17403 4630
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
230 Mall Blvd Bldg 100, King of Prussia, PA, 19406 2902
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
As Low As; Special fixed up to 15 months!
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
2001 Museum Rd, Wyomissing, PA, 19610 2859
76-84 Months - New Only Loan
6.54%
▼
APR6.54%
Last UpdatedJune 12, 2026
Details
No additional details available.
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA, 19034 2701
2021 - 2018 Loan
6.54%
▼
APR6.54%
Last UpdatedJune 12, 2026
Details
As Low As
HERITAGE VALLEY
Institution Rating:
A-4.9 ★Texas Ratio: 10.95%
2400 Pleasant Valley Rd, York, PA, 17402 9624
2024 Loan
6.60%
▼
APR6.60%
Last UpdatedJune 12, 2026
Details
As Low As; *
HERITAGE VALLEY
Institution Rating:
A-4.9 ★Texas Ratio: 10.95%
2400 Pleasant Valley Rd, York, PA, 17402 9624
2022 - 2023 Loan
6.60%
▼
APR6.60%
Last UpdatedJune 12, 2026
Details
As Low As; *
HERITAGE VALLEY
Institution Rating:
A-4.9 ★Texas Ratio: 10.95%
2400 Pleasant Valley Rd, York, PA, 17402 9624
2019 - 2021 Loan
6.60%
▼
APR6.60%
Last UpdatedJune 12, 2026
Details
As Low As; *
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
2800 W Passyunk Ave, Philadelphia, PA, 19145 5206
12/30 Non-Rollover Note Loan
6.63%
▼
APR6.63%
Last UpdatedJune 12, 2026
Details
As Low As
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
115 Clay St, North East, PA, 16428 1537
2022 - 2023 Loan
6.74%
▼
APR6.74%
Last UpdatedJune 12, 2026
Details
No additional details available.
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1510 Dekalb Pike, Blue Bell, PA, 19422
2018 - 2022 Loan
6.74%
▼
APR6.74%
Last UpdatedJune 12, 2026
Details
As Low As
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1510 Dekalb Pike, Blue Bell, PA, 19422
2023 - newer Loan
6.74%
▼
APR6.74%
Last UpdatedJune 12, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
PO Box 1728, Cranberry Twp, PA, 16066 0728
Plan 3 Loan
6.75%
▼
APR6.75%
Last UpdatedJune 12, 2026
Details
Maximum (LTV)Loan to Value: 80%; Adjustment to Index: Prime; Maximum Loan Amount: $250,000
HERITAGE VALLEY
Institution Rating:
A-4.9 ★Texas Ratio: 10.95%
2400 Pleasant Valley Rd, York, PA, 17402 9624
APR* Loan
6.75%
▼
APR6.75%
Last UpdatedJune 12, 2026
Details
As Low As
Hershey Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.13%
232 Hershey Rd, Hummelstown, PA, 17036
EquiLOC Loan
6.75%
▼
APR6.75%
Last UpdatedJune 12, 2026
Details
As Low As
Chemung Canal Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
5 W Main St, Canton, PA, 17724
Flex+ Loan
6.75%
▼
APR6.75%
Last UpdatedJune 12, 2026
Details
No additional details available.
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
1700 Sullivan Trl, Easton, PA, 18040
Current Wall Street Journal Prime Loan
6.75%
▼
APR6.75%
Last UpdatedJune 12, 2026
Details
No additional details available.
Chemung Canal Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
5 W Main St, Canton, PA, 17724
CLTV 2nd Lien Loan
6.75%
▼
APR6.75%
Last UpdatedJune 12, 2026
Details
90% CLTV
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
405 Laurel St, Hughestown, PA, 18640
Used 2019-2018 Loan
6.75%
▼
APR6.75%
Last UpdatedJune 12, 2026
Details
Fair Isaac Risk Score: 725-850
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
413 S Michael St, Saint Marys, PA, 15857
New 2026 Side by Side/UTV Loan
6.75%
▼
APR6.75%
Last UpdatedJune 12, 2026
Details
As Low As
HERITAGE VALLEY
Institution Rating:
A-4.9 ★Texas Ratio: 10.95%
2400 Pleasant Valley Rd, York, PA, 17402 9624
2016 - 2018 Loan
6.85%
▼
APR6.85%
Last UpdatedJune 12, 2026
Details
As Low As; *
HERITAGE VALLEY
Institution Rating:
A-4.9 ★Texas Ratio: 10.95%
2400 Pleasant Valley Rd, York, PA, 17402 9624
2019 - 2021 Loan
6.85%
▼
APR6.85%
Last UpdatedJune 12, 2026
Details
As Low As; *
Chemung Canal Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
5 W Main St, Canton, PA, 17724
CLTV 2nd Lien Loan
6.88%
▼
APR6.88%
Last UpdatedJune 12, 2026
Details
90% CLTV
American Pride Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1431 Valley View Blvd, Altoona, PA, 16602
Pledge Loan
6.90%
▼
APR6.90%
Last UpdatedJune 12, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Pennsylvania Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
335 W Butler Ave, Chalfont, PA, 18914
Personal Loan Specials
6.49%
▼
APR6.49%
Last UpdatedJune 12, 2026
Details
Loan amount up to $75,000
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Personal Loans
6.49%
▼
APR6.49%
Last UpdatedJune 12, 2026
Details
As Low As; Auto Pay Discount: 6.39%
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Personal Loans 12 months or less
6.49%
▼
APR6.49%
Last UpdatedJune 12, 2026
Details
As Low As; w/ Auto Pay Discount: 6.39%
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
230 Mall Blvd Bldg 100, King of Prussia, PA, 19406 2902
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
As Low As; Special fixed up to 15 months!
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
1601 S Queen St, York, PA, 17403 4630
Personal Loans
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
As Low As
COLFAX POWER PLANT EMPLOYEES
Institution Rating:
B4.5 ★Texas Ratio: 38.70%
832 PITTSBURGH ST, SPRINGDALE, PA, 15144 1623
Personal Loan Promotional
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
Maximum of one (1) per member.
COLFAX POWER PLANT EMPLOYEES
Institution Rating:
B4.5 ★Texas Ratio: 38.70%
832 PITTSBURGH ST, SPRINGDALE, PA, 15144 1623
Promotional Personal Loans
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
$5,000.00. Maximum of one (1) per member
Powered by
MonitorBankRates
Pennsylvania Debt Consolidation Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
3031A Walton Rd Ste 310, Plymouth Meeting, PA, 19462 2369
Debt Consolidation Loan
12.49%
▼
APR12.49%
Last UpdatedJune 12, 2026
Details
As Low As; * For Qualified Buyer
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
740 W Hamilton St, Allentown, PA, 18101
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedJune 12, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
740 W Hamilton St, Allentown, PA, 18101
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedJune 12, 2026
Details
As Low As
Powered by
MonitorBankRates
Pennsylvania Signature Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UFCW COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
377 Wyoming Ave, Wyoming, PA, 18644
Signature Loans
5.00%
▼
APR5.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
BLAIR COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
3001 6th Ave, Altoona, PA, 16602 1918
Signature - 12 months Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
up to $2,500.00; As Low As; *
BLAIR COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
3001 6th Ave, Altoona, PA, 16602 1918
Signature Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
As Low As; Amount, rate & term based on approved credit.
PPG and Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
539 E Main St, Carnegie, PA, 15106
Signature Loan
6.39%
▼
APR6.39%
Last UpdatedJune 12, 2026
Details
As Low As
IRON WORKERS
Institution Rating:
A+5.0 ★Texas Ratio: 9.01%
2201 Liberty Ave Ste 201, Pittsburgh, PA, 15222 4512
Signature Loan
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
As low as
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Pennsylvania Personal Loan Rate Trends
Compare local Pennsylvania personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — PA Avg
10.712%
▲ 0.509 vs 7 days ago
Pennsylvania personal loan rates rose 0.509 points over the past 7 days to 10.712% APR.
Signature Loan — PA Avg
10.584%
▲ 0.137 vs 7 days ago
Pennsylvania signature loan rates rose 0.137 points over the past 7 days to 10.584% APR.
As of Jun 12, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Pennsylvania personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Pennsylvania directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Pennsylvania. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in PA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Pennsylvania?
Most lenders in Pennsylvania require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Pennsylvania often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Pennsylvania require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Pennsylvania?
Yes. Debt consolidation is one of the most common uses of personal loans in Pennsylvania. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Pennsylvania?
Credit unions in Pennsylvania often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Pennsylvania?
- Genisys Credit Union: 3.99% (Balance Transfer Loan)
- ADVANTAGE FINANCIAL: 3.99% (Balance Transfers Loan)
- HERITAGE VALLEY: 3.99% (2024 Loan)
- P&G Mehoopany Employees Federal Credit Union: 4.00% (Fuel Loan)
- USX: 4.00% (Loans to $49,999 - 7 Year)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Pennsylvania. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 11, 2026.
