Current Certificate of Deposit (CD) Rates Across the United States

Compare the Best CD Rates

We recommend comparing rates from multiple FDIC-insured banks to ensure you maximize your earnings, whether you are looking for a short-term 6-month CD or a long-term 5-year investment.

Finding the best certificate of deposit (CD) rates is one of the safest ways to grow your savings. Unlike variable accounts, a CD allows you to lock in a high APY for a specific term, protecting your return from market fluctuations.

The following rates reflect recent market quotes and representative offers available to U.S. depositors. CD rates change all the time and may vary by financial institution and market conditions.